Have you ever gone for a walk in the garden without shoes on? Remember what it felt like, as a kid, to come home from school – slip out of tight school shoes and walk barefoot? Whether it was on comfy rugs, soft sea-sand or lush grass, the sensation often felt so good because we were grounding ourselves. A quick Google search will tell us that there’s a lot more happening when we walk barefoot. The […]
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Become a better networker
As our world becomes increasingly digitised, personal skills will become more valuable. Many salespeople call these the soft-skills and realise that the old-school hard-sell-skills are no longer as effective. People are less likely to be blown away by some widget and far more likely to remember the way that you’ve made them feel. It doesn’t really matter if you’re in sales or not, or even in your own business. Networking is a skill that helps us […]
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Building wealth, one brick at a time
The root of our wealth is not in our income or our spending; it’s in our behaviour. Our habits make us wealthy, not the markets. Some have said that sound financial management comes down to spending less than we earn – but whilst this adage holds merit, it’s a lot more complicated in practice. It’s complicated because people are complicated. It’s not helpful to tell someone who is already relying on credit to get through the […]
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Planning vs Coaching
Regardless of what words we want to put to our journey with our money, there are a few realities that we need to face. First – everything we do is linked to money, whether we pay for it ourselves or rely on a benefactor. Second – some of our wealth-generation depends on luck and circumstance, but most of it depends on our ability to intentionally earn an income and manage the money we have. Third – […]
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What a better financial plan could look like
It’s easy to think about a financial plan and consider the elements that typically go into it. For instance, we could picture a plan that consists of a retirement savings product, life and health insurance, investment portfolios, and maybe a few things like trusts, wills and estate plans. Or, we could think about what a financial plan can help us avoid, and help us achieve. When we think of our financial plan in terms of the […]
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What’s changed in your life?
WHERE TRUE FINANCIAL PLANNING STARTS One of the best ways to make any constructive change or difference in the direction of our lives is to take a moment to observe what’s currently going on. Life whizzes by so quickly that if we don’t check in with ourselves, we will find it hard to observe and articulate what has changed. Financial planning, if done right, should start in the same place. Rather than beginning a financial planning […]
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Thank you, money
Some people say that magic isn’t real, but what about the first magic words we’re all taught to say? No – not “abracadabra” or “zimzalabim”, although those are great words. Abracadabra is thought to come from the Aramaic phrase “avra kehdabra”, meaning “I will create as I speak”, and zimzalabim comes from the mythological tricksters, Zim Zala and Bim. But, our most basic and formative levels of social etiquette (getting people to do what we want […]
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Building your Money IQ… and EQ!
Would you consider yourself to be financially intelligent? Depending on how you answer that, here’s another tough question: how much do you trust yourself to manage your own finances? Often we find that after answering the second question, clients want to go back and reanswer the first! And, that’s okay. As Ken Honda suggests, there’s more than one type of financial intelligence, and we can work on both to be happy and prosperous. Honda, Japan’s no. […]
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Marketing yourself beyond 2022
In the next few years, we are likely to see a significant increase in small businesses, from home enterprises to startups. Many people have had to create sideline income or recover from losing their jobs in a shrinking job market. Jobs seeing the fastest decline are in production or administration support, primarily due to automation and digitisation of platforms and processes. With the meteoric growth of social media, personal marketing has become an attractive option for […]
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Just one more
They say that getting old happens slowly, and then all at once. Most of the change around us occurs so gradually that we barely notice it; ageing, losing or gaining our fitness, losing or gaining weight, intimacy in relationships, and debt and investing. These are some of the areas of incrementally-unnoticeable change with which we’re most familiar. Often, our experience begins with gaining or losing “Just one more”. Just one more day before we arrange that […]
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