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Bias and your bank balance

When it’s a question of money – everyone is of the same religion, or so said Voltaire. Like religion, there are many different perspectives on how it helps (or hinders) us. It’s probably one reason why people always say you should never talk about money, religion or politics at the dinner table. There are so many differing views! It is not to say we should never discuss money; instead, it’s helpful to be selective about our […]

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Win back your weekend

“Where did our weekend go?” Have you ever found yourself asking this question on a Sunday night or a few minutes after hitting snooze for the third time on a Monday morning? If you do – you’re not alone! Studies show that many people struggle with Weekend Anxiety Syndrome (WAS) or the Sunday Scaries… there are a couple of reasons that can contribute to our stress and anxiety over weekends, and these are generally linked to […]

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Plan to fail

It doesn’t make sense, but we need to have a plan for when things go wrong.  People love to say that Benjamin Franklin once said that if you fail to plan, then you plan to fail. It’s not a bad quote, but as the world experiences some of the most significant disruptions in recent history, we know it’s only part of the picture. This means: we need to plan to fail. Or rather, we need to […]

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How to make a sustainable change

All of us have moments in our life when we realise that we have to make a change. Sometimes change is something we choose, and sometimes it happens to us, forcing us to find a new way to cope. Making a sustainable change is something that we can choose – before life forces something worse upon us. As Reinhold Niebuhr’s serenity prayer says: “God grant me the serenity to accept the things I cannot change; the […]

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It’s Hue-Guh, not Hoo-Gah

Hygge (pronounced hue-guh, not hoo-gah) is a Danish word used when acknowledging a feeling or moment as cosy, charming or special. This can happen whether alone or with friends, at home or out, ordinary or extraordinary. It’s about how the event makes you feel, not the event itself. From Danish cookies, cheese and pastries to their culture of simplicity, politeness, and equality – they should have a pretty good sense of how cosy-charming-special truly feels! And, […]

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Stop telling yourself these things

Everyone knows that building wealth can help to ensure financial security in the future. Yet, it is a small number of the world’s population who have had the opportunity and fortitude to save money consistently. In some cases, this is because putting money away is not the easiest thing to do. It’s a tough habit to form. As a result, we don’t give ourselves time to save, only time to spend. These behaviours cause us to […]

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Four Fresh Investment Ideas

We all want more from life. We want to live a good and meaningful life. This is how we generate hope, by believing that there is something new for us to discover, fresh for us to share and fulfilling for us to experience.  Sometimes life will gift us a reward that we haven’t had to work for directly, but for everything else, it is a constant cycle of trade-offs. We have many resources at our disposal, […]

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Is there more to life than happiness?

There seems to be an increasing drive to pursue happiness; we want to be satisfied and content with who we are and what we do with our lives. Whilst a few people seem to eventually “find” their happiness, many of us are still trying to figure out what would genuinely lift our spirit… and keep it there! The usual assumption is that we’ll be happier when we achieve success, but some successful people think their accomplishments […]

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Savings Goals

The hardest time to save is when we’re ‘just saving’ with no end in sight. It’s like going to the gym to train; but, train for what?  As Lewis Carrol once wrote ‘If you don’t know where you’re going any road will get you there.’ Goals help us set the direction and motivation for our choices, and speak to our integrity and authenticity. Whilst most people want to enjoy a prosperous life, a proper plan for […]

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How to set flexible goals

Last week we looked at why it’s important to become flexible in setting goals. This week we’ll consider how we set flexible goals. Setting personal goals can empower us to transform our lives and drive towards our wishes – but if we feel like we’re not achieving our goals this can have an adverse effect. With the major changes we’ve all experienced in recent times, we need to shift to set flexible goals. What are flexible […]

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