LOOK BEFORE YOU LEAP. It’s a phrase spoken often to the young and exuberant, but one that we forget still applies as we get older… It is reasonable to assume that you desire financial success for yourself and your family and you may even have your sights set on becoming fabulously wealthy. Some of us dive right in and others keep dreaming. Whatever your goals, unless you win the lotto, you will not move passed average […]
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FIVE FRESH TIPS TO SAVING
GET GIFTS THAT COUNT MUCH AND COST LITTLE Gifts can often become a grudge purchase – especially when they’re for a special occasion that happens in a really tight month. This month’s five fresh saving tips cover alternative ideas to gifts and clever ways to entertain yourself (and your family) for the day, get more business and spend no money! Check out these 5 fresh saving tips and see how you can start to save, even […]
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12 POINTS TO REDUCE YOUR FINANCIAL STRESS
END TWENTYTWELVE WITH THESE 12 You’ve heard of the 12-days of Christmas, a song that gets sung on almost every Christmas album ever released. Whilst this traditional carol reminds us of twelve ordered ways to deal with Christmas, we’ve got 12 steps to help you significantly reduce your financial stresses! Don’t do them all at once… that’s just scary! This easy-to-execute, twelve-step guide gives you one task a month. Execute each of these according to your […]
Continue readingMore TagFIVE FRESH TIPS TO SAVING
5 EVERYDAY SAVING TIPS From washing your hands to dusting behind the dryer – here are some novel and easy saving tips. There are so many simple and small things in life that we miss or forget and cost us money in the long run… like the R45/m subscription to a magazine that you don’t actually read anymore, or that antique-looking bookcase that you paid a fortune for at The Block & Chisel that you could […]
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5 EVERYDAY SAVING TIPS It’s amazing how fast the time flies past… it’s often even more amazing how fast money leaves our bank account after it’s been deposited! The prices of basic necessities and transport have risen considerably and it’s no wonder we’re often left feeling that we need to keep pulling our purse strings tighter. Well, as is custom, I have 5 Fresh Saving tips for you again! There are so many ways that we […]
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REVIEWING YOUR POLICY (2)
A WISE CHOICE NOW PAYS OFF LATER In my previous article I looked at the old-school approach to risk assurance policies and highlighted some areas of concern that the latest policies are trying to avoid. The reason for this is because most life cover premiums are higher than necessary because you are sold an indiscriminate lump sum of assurance to cover many different needs with different values at different times of your life. Not only is […]
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ARE YOU PAYING TOO MUCH? You could save as much as 30% of the premiums you pay on risk life assurance – against early death, for example – by, in effect, changing your policy from one paying out a single large lump sum and priced for the maximum term, such as “whole of life”, to one covering each of your financial needs with a precisely matched duration of cover. BrightRock, a comparatively new kid on the […]
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4 EVERYDAY SAVING TIPS My end-of-the-month saving tips have been really popular and so once again I’m happy to share this month’s list with you. There are only four this time around but they will save you a ton of money if you want to follow them. The first two focus on spending a little more up front in order to save in the long-run whilst the second two are practical things that you can do […]
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5 EVERYDAY SAVING TIPS If you were to think about the choices that you make every day around what you purchase, throw away, borrow, lend and consume, you can begin to think about ways that you can spend your money more wisely and cut back on unnecessary expenses!Saving money doesn’t necessarily mean that you have to compromise your current lifestyle, but you can bring some of the extremes into moderation, like our first point for today. […]
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